Business Description
S & U PLC
ISIN : GB0007655037
Description
S & U PLC is a UK-based company. It is engaged in providing motor finance and specialist lending services. The company has three business segments: Motor finance, Property bridging finance, and Central fiance. The majority of the revenue derives from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Equity-to-Asset | 0.5 | |||||
| Debt-to-Equity | 0.96 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 2/9 | |||||
| Beneish M-Score | -2.22 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.7 | |||||
| 3-Year EPS without NRI Growth Rate | 20.1 | |||||
| 3-Year Book Growth Rate | 8.9 | |||||
| Future 3-5Y Total Revenue Growth Rate | 13.87 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 78.28 | |||||
| 9-Day RSI | 74.84 | |||||
| 14-Day RSI | 70.32 | |||||
| 6-1 Month Momentum % | -14.88 | |||||
| 12-1 Month Momentum % | -23.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.76 | |||||
| Dividend Payout Ratio | 0.64 | |||||
| 3-Year Dividend Growth Rate | 7.2 | |||||
| Forward Dividend Yield % | 9.36 | |||||
| 5-Year Yield-on-Cost % | 8.09 | |||||
| Shareholder Yield % | -5.6 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 25.31 | |||||
| FCF Margin % | -0.73 | |||||
| ROE % | 11.09 | |||||
| ROA % | 5.8 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.13 | |||||
| Forward PE Ratio | 8.46 | |||||
| PE Ratio without NRI | 9.13 | |||||
| Shiller PE Ratio | 6.39 | |||||
| PEG Ratio | 1.23 | |||||
| PS Ratio | 2.31 | |||||
| PB Ratio | 0.99 | |||||
| Price-to-Tangible-Book | 1.02 | |||||
| EV-to-Forward-EBITDA | 7.99 | |||||
| EV-to-Revenue | 4.64 | |||||
| EV-to-Forward-Revenue | 3.47 | |||||
| EV-to-FCF | -642.59 | |||||
| Price-to-Projected-FCF | 2.66 | |||||
| Price-to-DCF (Earnings Based) | 0.62 | |||||
| Price-to-Median-PS-Value | 0.63 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.27 | |||||
| Price-to-Graham-Number | 0.65 | |||||
| FCF Yield % | -0.3 | |||||
| Forward Rate of Return (Yacktman) % | 5.89 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers