SLM Corp (NAS:SLM)
$ 21.94 0.18 (0.83%) Market Cap: 4.82 Bil Enterprise Value: 6.46 Bil PE Ratio: 6.86 PB Ratio: 2.59 GF Score: 79/100
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Q3 2019 SLM Corp Earnings Call Transcript

Oct 24, 2019 / 12:00PM GMT
Release Date Price: $8.36 (-7.62%)
Operator

Good morning. My name is Lisa, and I will be your conference operator today. At this time, I would like to welcome everyone to the 2019 Q3 Sallie Mae Earnings Conference Call. (Operator Instructions) Thank you.

I would now like to turn the call over to Mr. Cronin, VP of Investor Relations.

Brian Cronin
SLM Corporation - Senior Director of IR

Great. Thanks, Lisa. Good morning, and welcome to Sallie Mae's Third Quarter 2019 Earnings Call. With me today is Ray Quinlan, our CEO; and Steve McGarry, our CFO. After the prepared remarks, we'll open up the call for questions.

Before we keep -- before we begin, keep in mind our discussions will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different than those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors in the company's Form 10-Q and other filings with the SEC.

During this conference call, we will refer to non-GAAP measures we call our core earnings and

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