Business Description
Citba Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US1730241007
Description
Citba Financial Corp is a financial service provider. It functions through its wholly-owned subsidiary. The company is a bank holding company whose principal activity is the ownership and management of the Bank. It operates under a state bank charter and provides full banking services including personal and business banking facilities such as banking, checking, savings, business checking, business saving, and commercial loans. The Bank generates commercial, mortgage, and consumer loans and receives deposits from customers located primarily in Morgan County, Indiana and surrounding counties. The Company's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | No Debt | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.89 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.3 | |||||
| 3-Year EPS without NRI Growth Rate | 4.1 | |||||
| 3-Year Book Growth Rate | 0.4 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 58.57 | |||||
| 9-Day RSI | 60.36 | |||||
| 14-Day RSI | 61.2 | |||||
| 6-1 Month Momentum % | 22.31 | |||||
| 12-1 Month Momentum % | -5.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.46 | |||||
| Dividend Payout Ratio | 0.3 | |||||
| 3-Year Dividend Growth Rate | 11.7 | |||||
| Forward Dividend Yield % | 3.46 | |||||
| 5-Year Yield-on-Cost % | 6.8 | |||||
| 3-Year Average Share Buyback Ratio | 2.9 | |||||
| Shareholder Yield % | 3.43 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 20.46 | |||||
| FCF Margin % | 24.9 | |||||
| ROE % | 8.25 | |||||
| ROA % | 0.71 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.13 | |||||
| PE Ratio without NRI | 8.74 | |||||
| Shiller PE Ratio | 9.36 | |||||
| Price-to-Owner-Earnings | 7.08 | |||||
| PEG Ratio | 2.08 | |||||
| PS Ratio | 1.87 | |||||
| PB Ratio | 0.72 | |||||
| Price-to-Tangible-Book | 0.72 | |||||
| Price-to-Free-Cash-Flow | 7.55 | |||||
| Price-to-Operating-Cash-Flow | 6.07 | |||||
| EV-to-Revenue | 0.65 | |||||
| EV-to-FCF | 2.67 | |||||
| Price-to-Projected-FCF | 0.46 | |||||
| Price-to-DCF (Earnings Based) | 0.42 | |||||
| Price-to-DCF (FCF Based) | 0.65 | |||||
| Price-to-Median-PS-Value | 0.78 | |||||
| Price-to-Graham-Number | 0.53 | |||||
| FCF Yield % | 13.34 | |||||
| Forward Rate of Return (Yacktman) % | 14.13 |
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