Q3 2023 Aavas Financiers Ltd Earnings Call Transcript
Ladies and gentlemen, good day. Welcome to Aavas Financiers Limited Q3 FY '22-'23 Earnings Conference Call. This conference call contains forward-looking statements about the company, which are based on the beliefs, opinions and the expectations of the company as on date of this call. These statements are not the guarantees of future performance and involve risks and uncertainties that are difficult to predict.
(Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Kumar Agarwal, Managing Director of the company. Thank you, and over to you, sir.
Yes. Good afternoon, everybody. Thank you for participating on the earning call to discuss the performance of our company for quarter 3 and 9 months FY '23. I'm very excited to make a few important announcements today.
In 2011, we started our journey as AU Housing as a subsidiary of erstwhile AU Financiers, which was the first phase of our journey, Aavas 1.0. Aavas has
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