Q3 2019 Hallmark Financial Services Inc Earnings Call Transcript
Greetings and welcome to the Hallmark Financial Services 2019 Third Quarter Conference Call. (Operator Instructions)
As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, David Webb, Senior Vice President, Corporate Development and Strategy at Hallmark. Thank you, sir. You may begin.
Thank you, and welcome to the Hallmark Financial's Third Quarter 2019 Earnings Call. This is our second earnings call, and we anticipate continuing these on a quarterly basis going forward. Joining me on the call today are Naveen Anand, President and CEO; and Jeff Passmore, Chief Financial Officer. During the call, we will be making forward-looking statements. These statements may reflect certain assumptions, expectations, beliefs and intentions, which are subject to various risks and uncertainties. Investors are cautioned that actual results may differ materially from such forward-looking statements. Please refer to our most recent
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