United Bankers Oyj provides investment products and services. The company has two business areas, wealth management and capital markets services. In wealth management, the Group specializes in real asset investments including forest real estate, and infrastructure funds. The majority of the income from operations is generated by the wealth management segment, whose customers include individuals, companies, and institutions. The main market area is Finland, but the company also actively offers its services in Sweden.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Equity-to-Asset	0.67
Debt-to-Equity	0.04
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.34	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.8
	3-Year EPS without NRI Growth Rate	26.5
	3-Year FCF Growth Rate	7
	3-Year Book Growth Rate	8.4

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	58.93
	9-Day RSI	55.63
	14-Day RSI	54.5
	6-1 Month Momentum %	25.93
	12-1 Month Momentum %	24.09

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.79
	Forward Dividend Yield %	5.83
	5-Year Yield-on-Cost %	3.79
	3-Year Average Share Buyback Ratio	-1.1
	Shareholder Yield %	3.8

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.88
	FCF Margin %	21.14
	ROE %	26.89
	ROA %	18
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	14.59
	PE Ratio without NRI	14.59
	Shiller PE Ratio	27.04
	Price-to-Owner-Earnings	13.83
	PEG Ratio	1.72
	PS Ratio	4.21
	PB Ratio	3.78
	Price-to-Tangible-Book	6.55
	Price-to-Free-Cash-Flow	19.9
	Price-to-Operating-Cash-Flow	14.93
	EV-to-Revenue	4.25
	EV-to-FCF	20.11
	Price-to-Projected-FCF	1.35
	Price-to-DCF (FCF Based)	0.73
	Price-to-Peter-Lynch-Fair-Value	1.72
	FCF Yield %	5.03
	Forward Rate of Return (Yacktman) %	12.67

Financials (Next Earnings Date:2024-08-23)

Annual Quarterly TTM

FRA:DX0's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

United Bankers Oyj Executives

Details

GF Value: €17.79

FRA:DX0

Valuation Chart

Year:

Warning Signs

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Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	46.007
	EPS (TTM) (€)	0
	Beta	0
	Volatility %	16.97
	14-Day RSI	54.5
	14-Day ATR (€)	0.268411
	20-Day SMA (€)	16.915
	12-1 Month Momentum %	24.09
	52-Week Range (€)	12.9 - 17.6
	Shares Outstanding (Mil)	10.77

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

United Bankers Oyj Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

United Bankers Oyj Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

United Bankers Oyj Frequently Asked Questions

What is United Bankers Oyj(FRA:DX0)'s stock price today?

The current price of FRA:DX0 is €17.15. The 52 week high of FRA:DX0 is €17.60 and 52 week low is €12.90.

When is next earnings date of United Bankers Oyj(FRA:DX0)?

The next earnings date of United Bankers Oyj(FRA:DX0) is 2024-08-23.

Does United Bankers Oyj(FRA:DX0) pay dividends? If so, how much?

The Dividend Yield % of United Bankers Oyj(FRA:DX0) is 3.79% (As of Today), Highest Dividend Payout Ratio of United Bankers Oyj(FRA:DX0) was 13.82. The lowest was 0.52. And the median was 0.7. The Forward Dividend Yield % of United Bankers Oyj(FRA:DX0) is 5.83%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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