Financeira Alfa SA - Credito Financiamento e Investimentos is engaged in providing banking and financial services such as checking accounts, fundings, investment funds, insurance, pensions, and fixed income securities, among others.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.25
Equity-to-Asset	0.06
Interest Coverage	1
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.88	Distress Grey Safe
Beneish M-Score	-2.28	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	45.7
	3-Year EBITDA Growth Rate	123.4
	3-Year EPS without NRI Growth Rate	-31.5
	3-Year FCF Growth Rate	49.7
	3-Year Book Growth Rate	2.4

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	92.13
	9-Day RSI	84.86
	14-Day RSI	80.91
	6-1 Month Momentum %	21.39
	12-1 Month Momentum %	30.71

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.57
	Quick Ratio	1.57
	Days Payable	49.7

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Shareholder Yield %	704.27

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	95.45
	Operating Margin %	78.79
	Net Margin %	0.89
	FCF Margin %	198.71
	ROE %	1.76
	ROA %	0.13
	ROIC %	36.04
	ROC (Joel Greenblatt) %	22911.4
	ROCE %	35.31
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	38.56
	PE Ratio without NRI	22.44
	Shiller PE Ratio	0.46
	Price-to-Owner-Earnings	0.18
	PS Ratio	0.34
	PB Ratio	0.68
	Price-to-Tangible-Book	0.68
	Price-to-Free-Cash-Flow	0.17
	Price-to-Operating-Cash-Flow	0.17
	EV-to-EBIT	0.43
	EV-to-EBITDA	0.42
	EV-to-Revenue	0.34
	EV-to-FCF	0.17
	Price-to-Projected-FCF	0.03
	Price-to-Median-PS-Value	0.55
	Price-to-Graham-Number	0.82
	Price-to-Net-Current-Asset-Value	1.27
	Earnings Yield (Greenblatt) %	232.56
	FCF Yield %	589.45
	Forward Rate of Return (Yacktman) %	-15.32

Financials

Annual Quarterly TTM

BSP:CRIV3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Financeira Alfa SA - Credito Financiamento e Investimentos Executives

Details

GF Value: R$8.6

BSP:CRIV3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with CRIV3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	2,094.126
	EPS (TTM) (R$)	0.181
	Beta	0.33
	Volatility %	14.98
	14-Day RSI	80.91
	14-Day ATR (R$)	0.00197
	20-Day SMA (R$)	6.98
	12-1 Month Momentum %	30.71
	52-Week Range (R$)	5.16 - 6.98
	Shares Outstanding (Mil)	102.65

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Financeira Alfa SA - Credito Financiamento e Investimentos Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Financeira Alfa SA - Credito Financiamento e Investimentos Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Financeira Alfa SA - Credito Financiamento e Investimentos Frequently Asked Questions

What is Financeira Alfa SA - Credito Financiamento e Investimentos(BSP:CRIV3)'s stock price today?

The current price of BSP:CRIV3 is R$6.98. The 52 week high of BSP:CRIV3 is R$6.98 and 52 week low is R$5.16.

When is next earnings date of Financeira Alfa SA - Credito Financiamento e Investimentos(BSP:CRIV3)?

The next earnings date of Financeira Alfa SA - Credito Financiamento e Investimentos(BSP:CRIV3) is .

Does Financeira Alfa SA - Credito Financiamento e Investimentos(BSP:CRIV3) pay dividends? If so, how much?

Financeira Alfa SA - Credito Financiamento e Investimentos(BSP:CRIV3) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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