Business Description
Credit Corp Group Ltd
ISIN : AU000000CCP3
Share Class Description:
ASX:CCP: Ordinary SharesDescription
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale but is also subject to increased regulatory scrutiny.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.09 | |||||
| Equity-to-Asset | 0.63 | |||||
| Debt-to-Equity | 0.49 | |||||
| Debt-to-EBITDA | 3.7 | |||||
| Interest Coverage | 0.57 | |||||
| Piotroski F-Score | 1/9 | |||||
| Altman Z-Score | 2.95 | |||||
| Beneish M-Score | -2.1 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 8.7 | |||||
| 3-Year EBITDA Growth Rate | 46.3 | |||||
| 3-Year EPS without NRI Growth Rate | 73.2 | |||||
| 3-Year Book Growth Rate | 10.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 6.06 | |||||
| Future 3-5Y Total Revenue Growth Rate | 10.93 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 33.55 | |||||
| 9-Day RSI | 33.61 | |||||
| 14-Day RSI | 34.47 | |||||
| 6-1 Month Momentum % | 28.48 | |||||
| 12-1 Month Momentum % | -2.02 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 5.92 | |||||
| Quick Ratio | 5.92 | |||||
| Cash Ratio | 0.42 | |||||
| Days Sales Outstanding | 123.16 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.4 | |||||
| Dividend Payout Ratio | 1.01 | |||||
| 3-Year Dividend Growth Rate | -6.4 | |||||
| Forward Dividend Yield % | 2.13 | |||||
| 5-Year Yield-on-Cost % | 3.9 | |||||
| 3-Year Average Share Buyback Ratio | -0.4 | |||||
| Shareholder Yield % | -6.2 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Operating Margin % | 2.94 | |||||
| Net Margin % | 11.05 | |||||
| FCF Margin % | 2.75 | |||||
| ROE % | 6.07 | |||||
| ROA % | 3.89 | |||||
| ROIC % | 0.78 | |||||
| ROC (Joel Greenblatt) % | 24.21 | |||||
| ROCE % | 7.87 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 20.77 | |||||
| Forward PE Ratio | 11.7 | |||||
| PE Ratio without NRI | 20.77 | |||||
| Shiller PE Ratio | 11.89 | |||||
| Price-to-Owner-Earnings | 10.14 | |||||
| PEG Ratio | 5.19 | |||||
| PS Ratio | 2.29 | |||||
| PB Ratio | 1.27 | |||||
| Price-to-Tangible-Book | 1.31 | |||||
| Price-to-Free-Cash-Flow | 82.84 | |||||
| Price-to-Operating-Cash-Flow | 73.49 | |||||
| EV-to-EBIT | 14.68 | |||||
| EV-to-Forward-EBIT | 7.58 | |||||
| EV-to-EBITDA | 13.05 | |||||
| EV-to-Forward-EBITDA | 7.11 | |||||
| EV-to-Revenue | 3.08 | |||||
| EV-to-Forward-Revenue | 2.25 | |||||
| EV-to-FCF | 114.47 | |||||
| Price-to-Projected-FCF | 1.62 | |||||
| Price-to-Median-PS-Value | 0.66 | |||||
| Price-to-Graham-Number | 1.1 | |||||
| Earnings Yield (Greenblatt) % | 6.81 | |||||
| FCF Yield % | 1.21 | |||||
| Forward Rate of Return (Yacktman) % | 4.42 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Credit Corp Group Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil A$) | 427.88 | ||
| EPS (TTM) (A$) | 0.69 | ||
| Beta | 2.07 | ||
| Volatility % | 59.08 | ||
| 14-Day RSI | 34.47 | ||
| 14-Day ATR (A$) | 0.509286 | ||
| 20-Day SMA (A$) | 15.421 | ||
| 12-1 Month Momentum % | -2.02 | ||
| 52-Week Range (A$) | 11.49 - 23.79 | ||
| Shares Outstanding (Mil) | 68.07 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 1 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Credit Corp Group Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Credit Corp Group Ltd Stock Events
| Event | Date | Price(A$) | ||
|---|---|---|---|---|
| No Event Data | ||||
Credit Corp Group Ltd Frequently Asked Questions
What is Credit Corp Group Ltd(ASX:CCP)'s stock price today?
The current price of ASX:CCP is A$14.33. The 52 week high of ASX:CCP is A$23.79 and 52 week low is A$11.49.
When is next earnings date of Credit Corp Group Ltd(ASX:CCP)?
The next earnings date of Credit Corp Group Ltd(ASX:CCP) is 2024-07-31 Est..
Does Credit Corp Group Ltd(ASX:CCP) pay dividends? If so, how much?
The Dividend Yield %  of Credit Corp Group Ltd(ASX:CCP) is 4.4% (As of Today), Highest Dividend Payout Ratio of Credit Corp Group Ltd(ASX:CCP) was 2.82. The lowest was 0.28. And the median was 0.48. The  Forward Dividend Yield % of Credit Corp Group Ltd(ASX:CCP) is 2.13%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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