Business Description
Bar Harbor Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US0668491006
Description
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. The company has following reportable segments such as Commercial construction, Commercial real estate owner occupied and non-owner occupied, Tax Exempt, Commercial and industrial loans, Residential real estate, Home equity and Consumer other. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, and fiduciary services, investment planning, education funding, individual retirement planning..
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.23 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.76 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.4 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.8 | |||||
| 3-Year EPS without NRI Growth Rate | 9 | |||||
| 3-Year FCF Growth Rate | 43.5 | |||||
| 3-Year Book Growth Rate | 1.4 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 65.1 | |||||
| 9-Day RSI | 58.91 | |||||
| 14-Day RSI | 55.33 | |||||
| 6-1 Month Momentum % | 6.28 | |||||
| 12-1 Month Momentum % | 3.09 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.42 | |||||
| Dividend Payout Ratio | 0.4 | |||||
| 3-Year Dividend Growth Rate | 7.7 | |||||
| Forward Dividend Yield % | 4.5 | |||||
| 5-Year Yield-on-Cost % | 6.11 | |||||
| 3-Year Average Share Buyback Ratio | -0.6 | |||||
| Shareholder Yield % | -31.35 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.95 | |||||
| FCF Margin % | 27.24 | |||||
| ROE % | 10.03 | |||||
| ROA % | 1.06 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.28 | |||||
| PE Ratio without NRI | 9.18 | |||||
| Shiller PE Ratio | 10.5 | |||||
| Price-to-Owner-Earnings | 10.16 | |||||
| PEG Ratio | 3.17 | |||||
| PS Ratio | 2.59 | |||||
| PB Ratio | 0.89 | |||||
| Price-to-Tangible-Book | 1.25 | |||||
| Price-to-Free-Cash-Flow | 9.5 | |||||
| Price-to-Operating-Cash-Flow | 8.2 | |||||
| EV-to-Revenue | 4.28 | |||||
| EV-to-FCF | 15.75 | |||||
| Price-to-Projected-FCF | 0.52 | |||||
| Price-to-DCF (Earnings Based) | 0.67 | |||||
| Price-to-DCF (FCF Based) | 0.82 | |||||
| Price-to-Median-PS-Value | 0.76 | |||||
| Price-to-Graham-Number | 0.71 | |||||
| FCF Yield % | 10.53 | |||||
| Forward Rate of Return (Yacktman) % | 11.42 |
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers