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Q4 2019 Hexindai Inc Earnings Call Transcript
Hello, ladies and gentlemen, and thank you for standing by for Hexindai's Fourth Quarter and Fiscal Year 2019 Earnings Conference Call. (Operator Instructions) As a reminder, today's conference call is being recorded.
I would like to turn the meeting over to your host for today's call, Ms. Daisy Wang, Investor Relations Director. Please proceed, Daisy.
Thank you, operator. Hello, investors, analysts and colleagues. Thank you for joining us today. Our earnings release was distributed earlier today and is available on our IR website at ir.hexindai.com. On the call today from Hexindai are Mr. Xiaobo An, Chairman and CEO; Ms. Lili Hua, our Chief Operating Officer; and Mr. Johnson Zhang, Chief Financial Officer. Ms. Hua will review business operations and company highlights followed by Mr. Zhang who will discuss financials. They will be available to answer questions during the Q&A session that follows.
Before we begin, I'd like to remind you that this conference call may contain forward
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