$
86.25
09:38 AM EST
Business Description
PennyMac Financial Services Inc
NAICS : 523920
SIC : 6162
ISIN : US70932B1017
Description
Financial Strength
2/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 0.07 | |||||
Equity-to-Asset | 0.19 | |||||
Debt-to-Equity | 3.81 | |||||
Debt-to-EBITDA | 31.82 | |||||
Interest Coverage | N/A | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.97 | |||||
Beneish M-Score | -1.83 | |||||
WACC vs ROIC |
Growth Rank
7/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -8.3 | |||||
3-Year EBITDA Growth Rate | -34.7 | |||||
3-Year EPS without NRI Growth Rate | -36.8 | |||||
3-Year FCF Growth Rate | 27.3 | |||||
3-Year Book Growth Rate | 13.8 | |||||
Future 3-5Y Total Revenue Growth Rate | 5.11 |
Momentum Rank
10/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 34.27 | |||||
9-Day RSI | 40.95 | |||||
14-Day RSI | 44.27 | |||||
6-1 Month Momentum % | 43.33 | |||||
12-1 Month Momentum % | 41.36 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Current Ratio | 2.05 | |||||
Quick Ratio | 2.05 | |||||
Cash Ratio | 0.17 | |||||
Days Sales Outstanding | 20.93 | |||||
Days Payable | 140.14 |
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 0.93 | |||||
Dividend Payout Ratio | 0.16 | |||||
3-Year Dividend Growth Rate | 14 | |||||
Forward Dividend Yield % | 0.93 | |||||
5-Year Yield-on-Cost % | 0.93 | |||||
3-Year Average Share Buyback Ratio | 10.9 | |||||
Shareholder Yield % | -69.29 |
Profitability Rank
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Gross Margin % | 48.87 | |||||
Operating Margin % | 15.19 | |||||
Net Margin % | 6.21 | |||||
FCF Margin % | -69.43 | |||||
ROE % | 4.13 | |||||
ROA % | 0.78 | |||||
ROIC % | 1.77 | |||||
ROC (Joel Greenblatt) % | 437.1 | |||||
ROCE % | 2.75 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 31.83 | |||||
Forward PE Ratio | 8.33 | |||||
PE Ratio without NRI | 17.56 | |||||
Shiller PE Ratio | 11.36 | |||||
Price-to-Owner-Earnings | 39.01 | |||||
PEG Ratio | 3.58 | |||||
PS Ratio | 2.08 | |||||
PB Ratio | 1.22 | |||||
EV-to-EBIT | 47.96 | |||||
EV-to-EBITDA | 40.04 | |||||
EV-to-Revenue | 7.29 | |||||
EV-to-Forward-Revenue | 9.72 | |||||
EV-to-FCF | -10.65 | |||||
Price-to-Median-PS-Value | 1.21 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.04 | |||||
Earnings Yield (Greenblatt) % | 2.09 | |||||
FCF Yield % | -36.85 | |||||
Forward Rate of Return (Yacktman) % | 15.32 |