OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.09
Equity-to-Asset	0.02
Debt-to-Equity	33.45
Debt-to-EBITDA	3.45
Interest Coverage	6.94
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.24	Distress Grey Safe
Beneish M-Score	-2.95	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.5
	3-Year EBITDA Growth Rate	-8.2
	3-Year EPS without NRI Growth Rate	-56
	3-Year FCF Growth Rate	7.8
	3-Year Book Growth Rate	-57.4

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	24.64
	9-Day RSI	37.07
	14-Day RSI	41.91
	6-1 Month Momentum %	7.21
	12-1 Month Momentum %	24.61

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	10.48
	Quick Ratio	10.48
	Cash Ratio	0.62
	Days Payable	23.05

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-13.3
	Shareholder Yield %	-13.12

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	86.24
	Operating Margin %	63.79
	Net Margin %	-0.2
	FCF Margin %	56.42
	ROE %	-16.61
	ROA %	-0.17
	ROIC %	58.92
	ROC (Joel Greenblatt) %	295.33
	ROCE %	16.17
	Years of Profitability over Past 10-Year	4

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	4.79
	PE Ratio without NRI	5.28
	PS Ratio	0.1
	PB Ratio	4.8
	Price-to-Tangible-Book	4.8
	Price-to-Free-Cash-Flow	0.16
	Price-to-Operating-Cash-Flow	0.16
	EV-to-EBIT	4.16
	EV-to-EBITDA	3.64
	EV-to-Revenue	0.72
	EV-to-Forward-Revenue	0.71
	EV-to-FCF	1.3
	Price-to-Graham-Number	1.05
	Earnings Yield (Greenblatt) %	24.04
	FCF Yield %	563.24

Financials (Next Earnings Date:2024-05-10 Est.)

Annual Quarterly TTM

OPFI's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NYSE:OPFI

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

OppFi Inc Executives

Details

GF Value: $6.17

OPFI

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Medium warning signs with OPFI. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	508.949
	EPS (TTM) ($)	-0.06
	Beta	0
	Volatility %	95.18
	14-Day RSI	41.91
	14-Day ATR ($)	0.203794
	20-Day SMA ($)	2.8275
	12-1 Month Momentum %	24.61
	52-Week Range ($)	1.81 - 5.3399
	Shares Outstanding (Mil)	19.31

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

OppFi Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

OppFi Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

OppFi Inc Frequently Asked Questions

What is OppFi Inc(OPFI)'s stock price today?

The current price of OPFI is $2.64. The 52 week high of OPFI is $5.34 and 52 week low is $1.81.

When is next earnings date of OppFi Inc(OPFI)?

The next earnings date of OppFi Inc(OPFI) is 2024-05-10 Est..

Does OppFi Inc(OPFI) pay dividends? If so, how much?

OppFi Inc(OPFI) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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