Q3 2023 HDFC Life Insurance Company Ltd Earnings Call Transcript

Jan 20, 2023 / 10:45AM GMT
Operator

Ladies and gentlemen, good day, and welcome to Q3 and 9 Months FY 2023 Earnings Conference Call of HDFC Life Insurance Company Limited. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Ms. Vibha Padalkar, MD and CEO of HDFC Life Insurance. Thank you. And over to you, ma'am.

Vibha U. Padalkar - HDFC Life Insurance Company Limited - MD, CEO & Director

Thank you, Rutuja. Good afternoon, everyone. Thank you for joining us for the discussion on our results for the 9 months ended December 31, 2022.

Our results including the investor presentation, press release and regulatory disclosures are already available on our website as well as that of the stock exchanges.

I have with me, Suresh Badami, Deputy Managing Director; Niraj Shah, CFO; Eshwari Murugan; our Appointed Actuary; and Kunal Jain from Investor Relations. I will take you through the key highlights of our 9 months FY '23 results and would be happy to take questions post that.

As you are aware, we have

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