Q3 2020 HDFC Life Insurance Company Ltd Earnings Call Transcript

Jan 23, 2020 / 11:45AM GMT
Operator

Ladies and gentlemen, good day, and welcome to the HDFC Life Insurance Company Limited 9-month FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to MD and CEO Ms. Vibha Padalkar. Thank you. And over to you, ma'am.

Vibha U. Padalkar - HDFC Life Insurance Company Limited - MD, CEO & Director

Good evening, everyone. Thank you for joining us for the discussion on our results for the 9 months ended December 31, 2019. Our results, including the investor presentation, press release and regulatory disclosures, are already available on our website as well as that of the stock exchanges. I have with me Suresh Badami, Executive Director; Niraj Shah, CFO; Srinivasan Parthasarathy, our appointed actuary; and Kunal Jain from Investor Relations. I will run through the key highlights of our 9 months FY '20 results and would be happy to take questions post that.

Starting with an update on business performance. We continue to sustain our performance across all key

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