Q3 2020 AU Small Finance Bank Ltd Earnings Call Transcript

Jan 23, 2020 / 03:30AM GMT
Operator

Good morning, ladies and gentlemen. Welcome to AU Small Finance Bank Q3 FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Sunil Parnami. Thank you. And over to you, sir.

Sunil Parnami - AU Small Finance Bank Limited - Chief of IR, M&A

Thank you, Lizan. Good morning, everyone, and welcome to our quarter 3 and 9 months earnings call. Today on the call, we have all members of our senior management team, including our MD and CEO, Mr. Sanjay Agarwal; our ED, Mr. Uttam Tibrewal; our CFO, Mr. Deepak Jain, and respective business and vertical heads. On the call, I also have with me my colleagues, (inaudible) and Ayush Rungta, from the IR and M&A team of the bank.

Before we begin, a standard disclaimer that certain statements that we are making in today's discussions could be forward-looking in nature. We had given a note to that effect in the earnings call invite. Also, we hope that you have seen our results already. And now we can start the call.

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