Half Year 2023 Cembra Money Bank AG Earnings Call Transcript

Jul 20, 2023 / 07:00AM GMT
Operator

Ladies and Gentlemen, welcome to the Cembra Half-year 2023 Results Conference Call and Live Webcast. I am [Santino] your Chorus Call operator. (Operator Instructions).

At this time, it's my pleasure to hand over to Mr. Holger Laubenthal, CEO. Please go ahead.

Holger Laubenthal - Cembra Money Bank AG - CEO & Member of Management Board

Operator, are we ready?

Operator

Please go ahead, sir.

Holger Laubenthal - Cembra Money Bank AG - CEO & Member of Management Board

Good morning, everyone. It's good to be here. We're with our CFO, Pascal Perritaz; Volker Gloe, our Chief Risk Officer; and Marcus Handel, Investor Relations. Myself, Holger Laubenthal. Good to be here. I look forward to walking you through the half year results for Cembra this morning, and then we'll take your questions.

So on the first page, just the agenda. As usual, I will talk about the highlights. We'll have Pascal and Volker talk about financial results and loss performance, respectively.

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