Full Year 2019 Moskovskiy Kreditnyi Bank PAO Earnings Call Transcript

Mar 18, 2020 / 02:00PM GMT
Operator

Good day, and welcome to the Credit Bank of Moscow FY 2019 Financial and Business Results Conference Call. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Eric de Beauchamp, Senior Vice President. Please go ahead, sir.

Eric de Beauchamp - Credit Bank of Moscow(public joint-stock company)-SVP of IR

Thank you very much. Good afternoon, ladies and gentlemen. We are pleased to welcome you to the webcast dedicated to the full year financial and business results of Credit Bank of Moscow. In the course of our presentation today, our CEO, Vladimir Chubar, will give an update on the key business highlights of the reporting period; and Mikhail Pavlov, our CFO, will present the financial performance of the bank more in details. Our presentation will be followed by a Q&A session.

Now I turn the floor over to our first speaker. So please, Vladimir, go ahead.

Vladimir Alexandrovich Chubar - Credit Bank of Moscow(public

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