Q4 2023 Bank of N T Butterfield & Son Ltd Earnings Call Transcript

Feb 14, 2024

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Feb 13, 2024 / 03:00PM GMT
Operator

Good morning. My name is [Nihogi] and I will be your conference operator today. At this time, I would like to welcome everyone to the fourth quarter and full year 2023 earnings call for The Bank of N.T. Butterfield & Son Limited. All participants will be in a listen only mode (Operator Instructions)

Please note this event is being recorded. I would now like to turn the call over to Noah Fields, Butterfield's, Head of Investor Relations. Please go ahead, sir.

Noah Fields - The Bank of N.T. Butterfield & Son Limited - Head of IR

Thank you. Good morning, everyone and thank you for joining us. Today, we will be reviewing Butterfield's fourth quarter and full year 2023 financial results. On the call I'm joined by Michael Collins, Butterfield's Chairman and Chief Executive Officer; Craig Bridgewater, Group Chief Financial Officer; and Michael Schrum, President and Group Chief Risk Officer. Following their prepared remarks, we will open the call up for a question and answer session.

Yesterday afternoon, we issued a press release announcing

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