Q3 2021 First National Financial Corp Earnings Call Transcript

Oct 27, 2021 / 02:00PM GMT
Operator

Good morning, and welcome to First National's Third Quarter Analyst Call. This call is being recorded on Wednesday, October 27, 2021. (Operator Instructions)

Now it's my pleasure to turn the call over to Stephen Smith, Chairman and Chief Executive Officer of First National. Please go ahead.

Stephen J. R. Smith - First National Financial Corporation - Co-Founder, Chairman & CEO

Good morning, everyone. Welcome to our call and thank you for participating. Joining me today are Jason Ellis, our President, Chief Operating Officer; and Rob Inglis, Chief Financial Officer.

Before we begin, I'll remind you that our remarks and answers may contain forward-looking information about future events or the company's future performance. This information is subject to risks and uncertainties and should be considered in conjunction with the risk factors detailed in our MD&A.

First National's results in Q3 reflected strong demand for mortgages in both our Single-family and Commercial segments and some changing market dynamics. And by that, I

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