Q2 2020 Evans Bancorp Inc Earnings Call Transcript

Jul 29, 2020 / 08:45PM GMT
Operator

Hello and welcome to the Evans Bancorp Second Quarter Fiscal Year 2020 Financial Results Conference Call. (Operator Instructions) As a reminder, this conference is being recorded. It's now my pleasure to turn the call over to Craig Mychajluk, Investor Relations. Please go ahead, sir.

Craig Mychajluk - Kei Advisors LLC - SVP of Operations

Yes. Thank you and good afternoon, everyone. We certainly appreciate you taking the time today to join us and your interest in Evans Bancorp. On the call today, we have David Nasca, President and Chief Executive Officer; and John Connerton, our Chief Financial Officer. David and John will review our results for the second quarter of 2020 and then we'll open up the call for questions.

You should have a copy of the financial results that were released today after markets closed. If not, you can access them at our website at evansbank.com. On the website, you will also find slides that accompany today's discussion. If you are reviewing those slides, please turn to Slide 2 for the safe harbor.

As you are aware, we

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