Q2 2019 Evans Bancorp Inc Earnings Call Transcript

Jul 25, 2019 / 08:45PM GMT
Operator

Greetings and welcome to Evans Bancorp Second Quarter 2019 Financial Results. (Operator Instructions) Please note this conference is being recorded.

It is now my pleasure to turn the conference over to your host, Deborah Pawlowski. Please go ahead.

Deborah K. Pawlowski - Kei Advisors LLC - Chairman, CEO and Founder

Thank you, Stacy, and good afternoon, everyone. We certainly appreciate you taking the time today to join us and thank you for your interest in Evans Bancorp. On the call today with me are David Nasca, our President and Chief Executive Officer; and John Connerton, our Chief Financial Officer.

David and John will review our results for the second quarter, and then we will open it up for questions.

You should have a copy of the financial results that were released today after the market close. If not, you can access them on our website at www.evansbank.com.

As you are aware, we may make some forward-looking statements during the formal discussion as

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