Nine Months 2019 Bper Banca SpA Earnings Call Transcript

Nov 08, 2019 / 08:30AM GMT
Operator

Good morning. This is the Chorus Call conference operator. Welcome and thank you for joining the BPER Third Quarter 2019 Consolidated Results Conference Call. (Operator Instructions)

At this time, I would like to turn the conference over to Mr. Alessandro Vandelli, CEO of BPER. Please go ahead, sir.

Alessandro Vandelli - BPER Banca S.p.A. - MD & Director

Okay. Good morning, ladies and gentlemen. Thank you all for joining this conference call today about our 9 months 2019 results. This is Alessandro Vandelli, CEO; and I'm here with Roberto Ferrari, CFO; Alessandro Simonazzi, Head of Planning and Control; and Gilberto Borghi, Investor Relations Manager.

Before going into details about our 9 months results, let me briefly highlight a few key points, which help, in my opinion, to have a clear picture of the state of the [art] after a period full of important events. Please go to the executive summary of the presentation on Page 5, which is already available on our website.

So far, 2019 has been a very busy and demanding year. We are

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