Q1 2020 Universal Insurance Holdings Inc Earnings Call Transcript

Apr 28, 2020 / 01:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by, and welcome to the Universal Insurance Holdings First Quarter 2020 Results Call. (Operator Instructions). Please be advised that today's conference is being recorded. (Operator Instructions).

I would now like to hand the conference over to your speaker today, Vice President of Corporate Strategy and Investor Relations, Mr. Rob Luther. Sir, please begin.

Rob Luther - Universal Insurance Holdings, Inc. - VP of Corporate Development, Strategy & IR

Thank you, and good morning, everyone. Welcome to our discussion on our first quarter 2020 earnings results, which we reported yesterday. On the call with me today is Steve Donaghy, Chief Executive Officer; Jon Springer, President and Chief Risk Officer; and Frank Wilcox, Chief Financial Officer.

Before we begin, please note today's discussion may contain forward-looking statements and non-GAAP financial measures. Forward-looking statements involve assumptions, risks and uncertainties that could cause actual results to differ materially from those

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