Mar 17, 2022 / 01:45PM GMT
Heather Nicole Balsky - BofA Securities, Research Division - VP
Good morning. This is Heather Balsky, BofA's business and information services analyst. I want to welcome you all to our fireside chat with TransUnion's CEO, Chris Cartwright; and CFO, Todd Cello. The team is fresh -- very fresh off their Investor Day from Tuesday. So this is a very timely time to be speaking to them, and it is a pleasure to have you all here.
Questions and Answers:
Heather Nicole Balsky - BofA Securities, Research Division - VPSo to kick things off, I wanted to ask more of a broad macro question. Can you help assess the U.S. operating environment for your business right now outside of mortgages, especially as we come out of COVID? Are you seeing some tailwinds still from the recovery? Are we in a more normalized consumer lending environment? And what do you think about the health of consumer and borrowing appetite amidst inflation and likely higher rates?
Christopher A. Cartwright - TransUnion - President, CEO & Director
Yes.