OneMain Holdings Inc at Barclays Global Financial Services Conference Transcript

Feb 11, 2024

Sep 12, 2023 / 01:00PM GMT
Terry Ma - Barclays Bank PLC, Research Division - Research Analyst

All right. So we're going to get started. Welcome, everybody, and good morning. Thanks for joining us. My name is Terry Ma, I'm the Consumer Finance Analyst at Barclays. I'm pleased to have Micah Conrad, the CFO of OneMain with us. So welcome, Micah.

Micah R. Conrad - OneMain Holdings, Inc. - Executive VP & CFO

Thanks, Terry. Appreciate it. Good morning, everyone. Thanks for being here.

Terry Ma - Barclays Bank PLC, Research Division - Research Analyst

Yes. I think we'll just jump right into it. So, I just wanted to start off on an update on the overall environment. Can you just comment on the competitive landscape, demand for credit and the overall health of the consumer?

Micah R. Conrad - OneMain Holdings, Inc. - Executive VP & CFO

Sure. So I think throughout 2023, we've seen strong demand for loans. The competitive environment has been pretty constructive all year. We're very proud of our balance

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