Q4 2018 LendingClub Corp Earnings Call Transcript

Feb 19, 2019 / 10:00PM GMT
Operator

Good day, and welcome to the LendingClub Fourth Quarter 2018 Earnings Call. (Operator Instructions) Please note, this event is being recorded and broadcast over the Internet.

I would now like to turn the conference over to Simon Mays-Smith, VP of Investor Relations. Please go ahead.

Simon Mays-Smith - LendingClub Corporation - Head of IR

Thank you, Shawn, and good afternoon, everyone. Welcome to LendingClub's 2018 Fourth Quarter Earnings Conference Call. Joining me today to talk about our results and recent events are Scott Sanborn, CEO; and Tom Casey, CFO.

Our remarks today will include forward-looking statements that are based on our current expectations and forecasts and involve risks and uncertainties. These statements include, but are not limited to, our guidance for the first quarter and full year 2019. Our actual results may differ materially from those contemplated by these forward-looking statements. Factors that could cause these results to differ materially are described in today's press release and our most recent

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