Bread Financial Holdings Inc at Bank of America US Financials Conference Transcript

Feb 10, 2024

Feb 15, 2023 / 05:50PM GMT
Mihir Bhatia - BofA Securities, Research Division - VP in Equity Research & Research Analyst

Good afternoon, everyone. Thank you for joining us. For those I haven't met, I'm Mihir Bhatia. I cover consumer finance and specialty payments companies here at Bank of America. We're very pleased to have Bread Financial Holdings joining us at the conference today. Joining us from Bread is CEO, Ralph Andretta, and CFO, Perry Beberman.

In terms of the format, we'll do a fireside chat format. I'll ask a few questions to get it started. And then with about 5 to 10 minutes left, somewhere between there. We'll open it up for audience questions if anyone has any.

So why don't we just get started with that. So Ralph and Perry, thank you for joining us today.

Ralph J. Andretta - Bread Financial Holdings, Inc. - CEO, President & Director

You bet.

Questions and Answers:

Mihir Bhatia - BofA Securities, Research Division - VP in Equity Research & Research Analyst

Look, why don't we just hit the big

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