Bread Financial Holdings Inc at Barclays Global Financial Services Conference Transcript

Sep 12, 2022 / 12:15PM GMT
Unidentified Analyst -

Good morning. Thank you all for joining Barclays Global Financial Conference. I'm very happy to be joined on the stage today by -- from Bread Financial. Making -- I'm going to hand it off to Ralph and Bread...

Ralph J. Andretta - Bread Financial Holdings, Inc. - CEO, President & Director

Thank you, and welcome. Happy to throw out the first [financial conference] of the day. With me on stage is Perry Beberman, our CFO; Val Greer, our Chief Commercial Officer; Tammy McConnaughey. Tammy is our Credit Risk Officer and Operations Officer. So Perry, myself and Val will be -- have some prepared remarks. And then -- any questions about credit?

So anyway, why don't we get started? If you look at Slide 2, we were excited to have rebranded our company, Bread Financial earlier this year. The rebrand reflects the company's transformation, tech forward financial company, providing simple, personalized payment, lending and savings solutions. After a multiyear corporate transformation, Bread Financial, we've emerged a more innovative, nimble and

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