Q3 2020 Xp Inc Earnings Call Transcript

Nov 09, 2020 / 10:00PM GMT
Carlos Lazar - XP Inc. - Head of IR

Good evening, everybody. Thank you once again for joining us for our third quarter results conference call. For this call, we have Mr. Bruno Constantino, our CFO; Mr. Thiago Maffra, our Chief Technology Officer, CTO; and the IR team, myself, André and Natali.

Well, thank you again for joining us today. We just released our report, our release and presentation. You can find them in our website. Additionally, let me mention since now that we're going to be having this presentation first, and then later on, we'll be opening a Q&A session. (Operator Instructions)

So now I would like to pass the word to Mr. Bruno Constantino for him to initiate the presentation. Thank you.

Bruno Constantino Alexandre dos Santos - XP Inc. - CFO & Director

Thank you, Lazar. Thank you very much. Good evening, everyone. Pleasure to be here with you all one more time. Now our fourth quarter results I don't know, Lazar, if we're going to put the presentation or go for the short video. We have prepared a short video. But before

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