Nov 30, 2022 / 09:20PM GMT
Moshe Ari Orenbuch - Crédit Suisse AG - Research Division - MD and Equity Research Analyst
So good afternoon, everyone. Thanks, and -- welcome, and thanks for joining us here at Credit Suisse' 26th Annual Technology Conference. I'm Moshe Orenbuch, joined by Tim Chiodo, and we're very, very pleased to have with us SoFi this afternoon. So with that, I'll pass it over to Tim.
Timothy Edward Chiodo - Crédit Suisse AG - Research Division - Director
Sure. Thank you, Moshe. So thanks, everyone, for being here with us this afternoon.
Questions and Answers:
Timothy Edward Chiodo - Crédit Suisse AG - Research Division - DirectorI'm going to start off with a few questions on the financial services or the Neobank segment. So the first one that we want to talk a little bit about is user activity. So you report the accounts and the members more on a cumulative basis rather than an active user basis, which it helps with the quarter-over-quarter