Q2 2020 360 Finance Inc Earnings Call Transcript

Aug 24, 2020 / 12:00PM GMT
Operator

Good day, ladies and gentlemen, welcome to the 360 Finance Second Quarter 2020 Earnings Conference Call. Please also note today's event is being recorded.

At this time, I would like to turn the conference call over to Ms. Mandy Dong, IR Director. Please go ahead, Mandy.

Mandy Dong - 360 Finance,Inc. - IR Director

Thank you, Shin. Hello, everyone, and welcome to our second quarter 2020 earnings conference call. Our results were issued earlier today on the IR website. Joining me today are Mr. Wu Haisheng, our CEO and Director; Mr. Alex Xu, our CFO; and Mr. Zheng Yan, our CRO.

Before we begin the prepared remarks, I'd like to remind you of the company's safe harbor statement. Except for historical information, the material discussed here may contain forward-looking statements. These statements are based on our current plans, estimates and projections. Therefore, you should not place undue reliance on them.

Forward-looking statements involve inherent risks and uncertainty. We caution that a number of important factors could cause actual

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