Feb 27, 2020 / 09:00PM GMT
James Ulan - Crédit Suisse AG - Research Division - Research Analyst
Yes. Thanks for joining us today. This is the last session for us for the day today of the first day of the conference. And very happy to host Navient. Navient's been at this conference for many, many years. And I'm always -- I always retell the story that the original creation of Navient and the separation of the Sallie Mae into the two entities was first announced at this conference, I think, 7 years ago. Navient has been, in the past, a consolidator of FFELP portfolios across the industry, has been moving into loan consolidation and is working towards entering the in-school market as well. The company has had an increased focus on being able to generate efficiencies as well as driving higher returns on its new businesses. And we'll kind of go through some of those things with Jack Remondi, the CEO of Navient.
Questions and Answers:
James Ulan - Crédit Suisse AG - Research Division - Research AnalystSo I guess, maybe the first thing