Q3 2023 First Citizens BancShares Inc (Delaware) Earnings Call Transcript

Oct 26, 2023 / 01:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares Third Quarter 2023 Earnings Conference Call. (Operator Instructions) As a reminder, today's conference is being recorded.

I would now like to introduce the host of this conference call, Ms. Deanna Hart, Senior Vice President of Investor Relations. You may begin.

Deanna W. Hart - First Citizens BancShares, Inc. - SVP of IR

Good morning, everyone. Welcome to our third quarter earnings call. Our Chairman and Chief Executive Officer, Frank Holding; and Chief Financial Officer, Craig Nix, will provide third quarter business and financial updates today. During the call, we will reference our investor presentation, which you can find on our website.

Our comments will include forward-looking statements, which are subject to risks and uncertainties that may cause our results to differ materially from expectations. We assume no obligation to update such statements. These risks are outlined for you on Page 3.

We will also reference non-GAAP financial

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