Q3 2019 Encore Capital Group Inc Earnings Call Transcript

Nov 06, 2019 / 10:00PM GMT
Operator

Ladies and gentlemen, thank you for standby, and welcome to Encore Capital Group's Q3 2019 Earnings Conference Call. (Operator Instructions) As a reminder, this conference call is being recorded.

I would now like to turn the conference over to your host, Mr. Bruce Thomas. Please go ahead.

Bruce Thomas - Encore Capital Group, Inc. - VP of IR

Thank you, operator. Good afternoon and welcome to Encore Capital Group's Third Quarter 2019 Earnings Call. With me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; and by phone, Ken Stannard, the CEO of Cabot Credit Management.

Ashish and John will make prepared remarks today and then we will be happy to take your questions. Unless otherwise noted, comparisons made on this conference call will be between the third quarter of 2019 and the third quarter of 2018. In addition, today's discussion will include forward-looking statements subject to risks and uncertainties. Actual results could differ materially

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