Q1 2019 Encore Capital Group Inc Earnings Call Transcript

May 08, 2019 / 09:00PM GMT
Operator

Good day, ladies and gentlemen, and welcome to the Encore Capital Group's First Quarter 2019 Earnings Conference Call. At this time, all participants are in listen-only mode. (Operator Instructions) As a reminder, this conference call is being recorded.

I'd now like to turn the conference over to your host, Bruce Thomas, Vice President of Investor Relations. You may begin, sir.

Bruce Thomas - Encore Capital Group, Inc. - VP of IR

Thank you, operator. Good afternoon, and welcome to Encore Capital Group's first quarter 2019 earnings call. With me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; and by phone, Ken Stannard, the CEO of Cabot Credit Management. Ashish and Jon will make prepared remarks today, and then we will be happy to take your questions.

Before we begin, we have a few housekeeping items. Unless otherwise noted, comparisons made on this conference call will be between the first quarter of 2019 and the first quarter of 2018. In

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