Q3 2020 Alerus Financial Corp Earnings Call Transcript

Oct 29, 2020 / 02:00PM GMT
Operator

Good morning, and welcome to the Alerus Financial Corporation earnings conference call. (Operator Instructions) Please note, this event is being recorded.

This call may include forward-looking statements, and the company's actual results may differ materially from those indicated in any forward-looking statements. Important factors that could cause actual results to differ materially from those indicated in the forward-looking statements are listed in the earnings release and the company's SEC filings.

I would now like to turn the conference over to Alerus Financial Corporation's Chairman, President and CEO, Randy Newman. Please go ahead.

Randy Louis Newman - Alerus Financial Corporation - Chairman, President & CEO

Thank you, Rachel, and good morning, everyone. This is our fifth earnings call since our IPO 1 year ago in September of 2019. This morning, we intend to discuss our third quarter 2020 financial results and the current impact of the COVID-19 pandemic. Today, I'm joined by our Chief Financial Officer, Katie Lorenson; our Chief

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