Dec 02, 2022 / 04:00PM GMT
David John Chiaverini - Wedbush Securities Inc., Research Division - Senior Analyst
Okay. Let's get started here. Thanks, everyone, for joining this fireside chat with Affirm. I'm Dave Chiaverini, disruptive finance analyst at Wedbush. We'll open up the meeting for Q&A towards the end. (Operator Instructions)
With that said, I'm pleased to introduce Michael Linford, CFO. Michael, thanks for your time today. Really appreciate it.
Michael A. Linford - Affirm Holdings, Inc. - CFO
Thanks for having me.
Questions and Answers:
David John Chiaverini - Wedbush Securities Inc., Research Division - Senior AnalystSo to kick it off, and this is a multipart sort of first question, but I think it's one that investors are really focused on in this environment. But fintechs are coming under pressure. Other financial services companies are coming under pressure. E-commerce growth, while it looks like the holiday shopping season is off to a strong start, but it is slowing from the pandemic peaks, rising interest