Sep 01, 2022 / 07:30PM GMT
Bryan Connell Keane - Deutsche Bank AG, Research Division - Research Analyst
Okay. I think we'll get started. I'm Bryan Keane. I cover the fintech sector here, and we've had a bunch of companies, I think, over 25 companies here, and we decided to put the last company, the most boring company that -- as last here.
So with that, we're excited to have Michael Linford, the CFO of Affirm to talk to us a little bit about the model. And with that, Michael, thanks for coming.
Michael A. Linford - Affirm Holdings, Inc. - CFO
Thanks for having me.
Questions and Answers:
Bryan Connell Keane - Deutsche Bank AG, Research Division - Research AnalystSo let's maybe just start, a little step back for a second and just talk a little bit about the broader BNPL industry, the growth rate, the penetration, where do you see that going?
Michael A. Linford - Affirm Holdings, Inc. - CFO
Yes. I think one of the things I think is lost in the current macroeconomic shuffle is you go
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