Bread Financial Holdings, Inc. Presents at Goldman Sachs 2023 US Financial Services Conference, Dec-06-2023 01:40 PM Transcript

Dec 06, 2023 / 06:40PM GMT
Ryan Matthew Nash - Goldman Sachs Group, Inc., Research Division - MD

Up next, we are pleased to have Bread Financial joining us once again. Bread has continued to execute on its strategy of improving its financial position by reducing leverage and building capital. In addition, it's maintained a leading position in the private label business, while also continuing to diversify into other card products. This should position the company well for the period ahead.

Joining us on stage is CEO Ralph Andretta, CFO Perry Beber. And also joining us is -- sorry, Perry Beberman -- and Val Greer.

So Ralph, you guys are going to give a short presentation?

Ralph J. Andretta - Bread Financial Holdings, Inc. - President, CEO & Director

We'll do that right now.

Ryan Matthew Nash - Goldman Sachs Group, Inc., Research Division - MD

Yes. Perfect.

Ralph J. Andretta - Bread Financial Holdings, Inc. - President, CEO & Director

All right. All right. Thanks for having us

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