Mar 08, 2023 / 04:20PM GMT
Ashish Sabadra - RBC Capital Markets, Research Division - Analyst
Thanks for joining us. Hi, I'm Ashish Sabadra, and I cover business and information services companies here at RBC Capital Markets. Excited to host Mark, CEO; and John CFO of Equifax.
Questions and Answers:
Ashish Sabadra - RBC Capital Markets, Research Division - AnalystGiven that it's a financial conference, I'll kick it off with consumer lending. I was just wondering if you can talk about the current state of consumer lending and then particularly talk about what's happening with cards and auto.
Mark W. Begor - Equifax Inc. - CEO & Director
Yes. So the consumer is still quite strong. I think as you know, it really starts with their working. -- unemployment being so low, wage growth is obviously a positive for the consumer -- the consumer still has a fairly sizable savings from the covid pandemic, that they're burning down but still a net positive from 2019. So that's a positive inflation putting pressure against the lower end consumer. But
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