Sep 11, 2023 / 06:00PM GMT
Jason Michael Goldberg - Barclays Bank PLC, Research Division - MD & Senior Equity Analyst
If we can get the next ARS question like we'll be doing for everyone else, but if we can get seated as everyone comes back from lunch. Next up, kicking off this afternoon's sessions of banks on presentations. Very happy to have Andrew Young, Chief Financial Officer; and Jeff Norris, SVP of Global Finance. Thank you, gentlemen, for joining us.
Andrew M. Young - Capital One Financial Corporation - CFO
Thanks for having us. Great to be here.
Questions and Answers:
Jason Michael Goldberg - Barclays Bank PLC, Research Division - MD & Senior Equity AnalystMaybe the best place to start is big picture with the health of the consumer. You guys get tons of data, great analytics. Just love to hear what you're hearing on the consumer front. How are classes behaving, this higher interest rate environment, elevated? What's in pre-pandemic cash flows have been kind of used up? And kind of just what are you seeing?