Citizens Financial Group Inc at Morgan Stanley US Financials, Payments & CRE Conference Transcript

Jun 14, 2022 / 02:15PM GMT
Betsy Lynn Graseck - Morgan Stanley, Research Division - MD

Okay. Thanks again for joining us here. I do have a disclosure statement to read. For important disclosures, please see Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures. And if you have any questions, please reach out to your Morgan Stanley sales representatives.

Today, we're delighted to have with us John Woods, CFO of Citizens Financial Group; and Brendan Coughlin, Head of Consumer Banking. We're going to start with a couple of slides, john's going to go through and Brendan's going to go through. So I'll just turn it over to them, and then we'll get into the Q&A. Thanks.

John F. Woods - Citizens Financial Group, Inc. - Vice Chairman & CFO

Thanks, Betsy. Really great to be here, and good morning, everyone. It's a great opportunity to be in person. It's still getting used to that, and it's really makes such a big difference. So I'm very happy to be here. I'll take a few slides, I'll cover some top of house updates on various trends playing out in the

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