Q3 2021 Citizens Financial Group Inc Earnings Call Transcript

Oct 20, 2021 / 01:00PM GMT
Operator

Good morning, everyone, and welcome to the Citizens Financial Group's Third Quarter 2021 Earnings Conference Call. My name is Alan, and I'll be your operator today. (Operator Instructions) As a reminder, this event is being recorded.

Now I'll turn the call over to Kristin Silberberg, Executive Vice President, Investor Relations. Kristin, you may begin.

Kristin Silberberg - Citizens Financial Group, Inc. - Head of IR

Thank you, Alan. Good morning, everyone, and thank you for joining us. First, this morning, our Chairman and CEO, Bruce Van Saun; and CFO, John Woods, will provide an overview of third quarter results, referencing our presentation, which you can find on our Investor Relations website. After the presentation, we'll be happy to take questions. Don McCree, Head of Commercial Banking; and Brendan Coughlin, Head of Consumer Banking, are also here to provide additional color.

Our comments today will include forward-looking statements, which is subject to risks and uncertainties that may cause our results to differ materially from

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