Ujjivan Small Finance Bank (BOM:542904) Net Margin % : 28.18% (As of Mar. 2024)

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What is Ujjivan Small Finance Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Ujjivan Small Finance Bank's Net Income for the three months ended in Mar. 2024 was ₹3,296 Mil. Ujjivan Small Finance Bank's Revenue for the three months ended in Mar. 2024 was ₹11,697 Mil. Therefore, Ujjivan Small Finance Bank's net margin for the quarter that ended in Mar. 2024 was 28.18%.

The historical rank and industry rank for Ujjivan Small Finance Bank's Net Margin % or its related term are showing as below:

BOM:542904' s Net Margin % Range Over the Past 10 Years
Min: -19.41 Med: 15.17 Max: 33.46
Current: 30.54

BOM:542904's Net Margin % is ranked better than
66.05% of 1455 companies
in the Banks industry
Industry Median: 25.27 vs BOM:542904: 30.54

Ujjivan Small Finance Bank Net Margin % Historical Data

The historical data trend for Ujjivan Small Finance Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Ujjivan Small Finance Bank Net Margin % Chart

Ujjivan Small Finance Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Net Margin %

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17.89

0.41

-19.41

33.46

30.54

Ujjivan Small Finance Bank Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Net Margin %	Get a 7-Day Free Trial															33.75	33.41	32.39	28.72	28.18

Competitive Comparison of Ujjivan Small Finance Bank's Net Margin %

For the Banks - Regional subindustry, Ujjivan Small Finance Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ujjivan Small Finance Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Ujjivan Small Finance Bank's Net Margin % falls into.

Ujjivan Small Finance Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Ujjivan Small Finance Bank's Net Margin for the fiscal year that ended in Mar. 2024 is calculated as

Net Margin	=	Net Income (A: Mar. 2024 )	/	Revenue (A: Mar. 2024 )
	=	12815	/	41962.1
	=	30.54 %

Ujjivan Small Finance Bank's Net Margin for the quarter that ended in Mar. 2024 is calculated as

Net Margin	=	Net Income (Q: Mar. 2024 )	/	Revenue (Q: Mar. 2024 )
	=	3296.3	/	11696.7
	=	28.18 %

Ujjivan Small Finance Bank (BOM:542904) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Ujjivan Small Finance Bank Net Margin % Related Terms

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Ujjivan Small Finance Bank (BOM:542904) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Ujjivan Small Finance Bank Ltd (BOM:542904) » Definitions » Net Margin %

Traded in Other Exchanges

UJJIVANSFB:India

Address

18th Main, 6th Block, Koramangala, Grape Garden, No. 27, 3rd ‘A’ Cross, Bengaluru, KA, IND, 560 095

Website

https://www.ujjivansfb.in

Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.

Ujjivan Small Finance Bank (BOM:542904) Headlines

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