Ujjivan Small Finance Bank (BOM:542904) Debt-to-Equity : 0.39 (As of Mar. 2024)

View and export this data going back to 2019. Start your Free Trial

What is Ujjivan Small Finance Bank Debt-to-Equity?

Ujjivan Small Finance Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹0 Mil. Ujjivan Small Finance Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹21,708 Mil. Ujjivan Small Finance Bank's Total Stockholders Equity for the quarter that ended in Mar. 2024 was ₹56,135 Mil. Ujjivan Small Finance Bank's debt to equity for the quarter that ended in Mar. 2024 was 0.39.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Ujjivan Small Finance Bank's Debt-to-Equity or its related term are showing as below:

BOM:542904' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.39 Med: 1.06 Max: 3.84
Current: 0.39

During the past 8 years, the highest Debt-to-Equity Ratio of Ujjivan Small Finance Bank was 3.84. The lowest was 0.39. And the median was 1.06.

BOM:542904's Debt-to-Equity is ranked better than
66% of 1391 companies
in the Banks industry
Industry Median: 0.65 vs BOM:542904: 0.39

Ujjivan Small Finance Bank Debt-to-Equity Historical Data

The historical data trend for Ujjivan Small Finance Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ujjivan Small Finance Bank Debt-to-Equity Chart

Ujjivan Small Finance Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Debt-to-Equity

Get a 7-Day Free Trial

1.15

0.97

0.49

0.57

0.39

Ujjivan Small Finance Bank Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.57	N/A	0.78	N/A	0.39

Competitive Comparison of Ujjivan Small Finance Bank's Debt-to-Equity

For the Banks - Regional subindustry, Ujjivan Small Finance Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ujjivan Small Finance Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ujjivan Small Finance Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Ujjivan Small Finance Bank's Debt-to-Equity falls into.

Ujjivan Small Finance Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Ujjivan Small Finance Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	21708.2)	/	56134.9
	=	0.39

Ujjivan Small Finance Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	21708.2)	/	56134.9
	=	0.39

Ujjivan Small Finance Bank (BOM:542904) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Ujjivan Small Finance Bank Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Ujjivan Small Finance Bank's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Ujjivan Small Finance Bank (BOM:542904) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Ujjivan Small Finance Bank Ltd (BOM:542904) » Definitions » Debt-to-Equity

Traded in Other Exchanges

UJJIVANSFB:India

Address

18th Main, 6th Block, Koramangala, Grape Garden, No. 27, 3rd ‘A’ Cross, Bengaluru, KA, IND, 560 095

Website

https://www.ujjivansfb.in

Ujjivan Small Finance Bank Ltd is a mass-market-focused SFB in India, catering to unserved and underserved segments and committed to building financial inclusion in the country. Its segments are Treasury; Retail Banking; and Corporate/Wholesale Banking. The company's asset products comprise loans to its micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. It also offers savings accounts, current accounts, and a variety of deposit accounts. In addition, the company also provides non-credit offerings comprising ATM-cum-debit cards, Aadhaar enrolment services, distribution of third-party insurance products, and point-of-sales terminals.

Ujjivan Small Finance Bank (BOM:542904) Headlines

No Headlines