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Unity Bank (NSA:UBP) EV-to-FCF : -6.03 (As of May. 30, 2024)


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What is Unity Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Unity Bank's Enterprise Value is ₦195,828 Mil. Unity Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was ₦-32,466 Mil. Therefore, Unity Bank's EV-to-FCF for today is -6.03.

The historical rank and industry rank for Unity Bank's EV-to-FCF or its related term are showing as below:

NSA:UBP' s EV-to-FCF Range Over the Past 10 Years
Min: -79.07   Med: -3.42   Max: 6.66
Current: -6.04

During the past 8 years, the highest EV-to-FCF of Unity Bank was 6.66. The lowest was -79.07. And the median was -3.42.

NSA:UBP's EV-to-FCF is ranked worse than
100% of 1109 companies
in the Banks industry
Industry Median: 5.49 vs NSA:UBP: -6.04

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-30), Unity Bank's stock price is ₦1.53. Unity Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was ₦0.081. Therefore, Unity Bank's PE Ratio for today is 18.89.


Unity Bank EV-to-FCF Historical Data

The historical data trend for Unity Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unity Bank EV-to-FCF Chart

Unity Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
EV-to-FCF
Get a 7-Day Free Trial -78.41 -3.47 6.56 -2.35 -5.68

Unity Bank Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
EV-to-FCF Get a 7-Day Free Trial -78.41 -3.47 6.56 -2.35 -5.68

Competitive Comparison of Unity Bank's EV-to-FCF

For the Banks - Regional subindustry, Unity Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bank's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Unity Bank's EV-to-FCF falls into.



Unity Bank EV-to-FCF Calculation

Unity Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=195828.185/-32465.842
=-6.03

Unity Bank's current Enterprise Value is ₦195,828 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Unity Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was ₦-32,466 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Unity Bank  (NSA:UBP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Unity Bank's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.53/0.081
=18.89

Unity Bank's share price for today is ₦1.53.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Unity Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was ₦0.081.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Unity Bank EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Unity Bank's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Unity Bank (NSA:UBP) Business Description

Traded in Other Exchanges
N/A
Address
Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated Two geographical segments in addition to the Head Office which are: North and South Bank, of which it dervies majority revenue from North Bank.

Unity Bank (NSA:UBP) Headlines

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