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Credit Acceptance (FRA:2D5) EV-to-FCF : 9.39 (As of May. 28, 2024)


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What is Credit Acceptance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Credit Acceptance's Enterprise Value is €10,539 Mil. Credit Acceptance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2024 was €1,122 Mil. Therefore, Credit Acceptance's EV-to-FCF for today is 9.39.

The historical rank and industry rank for Credit Acceptance's EV-to-FCF or its related term are showing as below:

FRA:2D5' s EV-to-FCF Range Over the Past 10 Years
Min: 7.97   Med: 13.86   Max: 20.62
Current: 9.42

During the past 13 years, the highest EV-to-FCF of Credit Acceptance was 20.62. The lowest was 7.97. And the median was 13.86.

FRA:2D5's EV-to-FCF is ranked better than
58.14% of 258 companies
in the Credit Services industry
Industry Median: 13.84 vs FRA:2D5: 9.42

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-28), Credit Acceptance's stock price is €436.00. Credit Acceptance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 was €18.007. Therefore, Credit Acceptance's PE Ratio for today is 24.21.


Credit Acceptance EV-to-FCF Historical Data

The historical data trend for Credit Acceptance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credit Acceptance EV-to-FCF Chart

Credit Acceptance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.87 10.76 13.49 8.61 9.77

Credit Acceptance Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.91 9.48 9.12 9.77 10.17

Competitive Comparison of Credit Acceptance's EV-to-FCF

For the Credit Services subindustry, Credit Acceptance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance's EV-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's EV-to-FCF falls into.



Credit Acceptance EV-to-FCF Calculation

Credit Acceptance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=10539.210/1122.032
=9.39

Credit Acceptance's current Enterprise Value is €10,539 Mil.
Credit Acceptance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,122 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credit Acceptance  (FRA:2D5) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Credit Acceptance's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=436.00/18.007
=24.21

Credit Acceptance's share price for today is €436.00.
Credit Acceptance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €18.007.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Credit Acceptance EV-to-FCF Related Terms

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Credit Acceptance (FRA:2D5) Business Description

Traded in Other Exchanges
Address
25505 W. Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far the largest source of revenue.

Credit Acceptance (FRA:2D5) Headlines

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