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Aeon Credit Service (Asia) Co (HKSE:00900) Peter Lynch Fair Value : HK$4.92 (As of Jun. 03, 2024)


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What is Aeon Credit Service (Asia) Co Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Aeon Credit Service (Asia) Co's PEG is 1. Aeon Credit Service (Asia) Co's 5-Year TTM Book Value Growth Rate is 5.15. Aeon Credit Service (Asia) Co's EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2024 was HK$0.96. Therefore, the Peter Lynch Fair Value for today is HK$4.92.

As of today (2024-06-03), Aeon Credit Service (Asia) Co's share price is HK$6.08. Aeon Credit Service (Asia) Co's Peter Lynch fair value is HK$4.92. Therefore, Aeon Credit Service (Asia) Co's Price to Peter Lynch Fair Value Ratio for today is 1.24.


The historical rank and industry rank for Aeon Credit Service (Asia) Co's Peter Lynch Fair Value or its related term are showing as below:

HKSE:00900' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.99   Med: 1.17   Max: 1.61
Current: 1.24


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Aeon Credit Service (Asia) Co was 1.61. The lowest was 0.99. And the median was 1.17.


HKSE:00900's Price-to-Peter-Lynch-Fair-Value is ranked worse than
68.71% of 147 companies
in the Credit Services industry
Industry Median: 0.91 vs HKSE:00900: 1.24

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Aeon Credit Service (Asia) Co Peter Lynch Fair Value Historical Data

The historical data trend for Aeon Credit Service (Asia) Co's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Aeon Credit Service (Asia) Co Peter Lynch Fair Value Chart

Aeon Credit Service (Asia) Co Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.07 4.51 4.31 4.58 4.92

Aeon Credit Service (Asia) Co Quarterly Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.58 - - - 4.92

Competitive Comparison of Aeon Credit Service (Asia) Co's Peter Lynch Fair Value

For the Credit Services subindustry, Aeon Credit Service (Asia) Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aeon Credit Service (Asia) Co's Price-to-Peter-Lynch-Fair-Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Aeon Credit Service (Asia) Co's Price-to-Peter-Lynch-Fair-Value falls into.



Aeon Credit Service (Asia) Co Peter Lynch Fair Value Calculation

Aeon Credit Service (Asia) Co's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.15 *0.955
=4.92

Aeon Credit Service (Asia) Co's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was HK$0.96.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Aeon Credit Service (Asia) Co  (HKSE:00900) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.15 instead of 15 in this case.

Aeon Credit Service (Asia) Co's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=6.08/4.92
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Aeon Credit Service (Asia) Co Peter Lynch Fair Value Related Terms

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Aeon Credit Service (Asia) Co (HKSE:00900) Business Description

Traded in Other Exchanges
N/A
Address
132 Nathan Road, 20th Floor, Mira Place Tower A, Tsimshatsui, Kowloon, Hong Kong, HKG
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business. Its activities include the issuance of credit cards and the provision of personal loan financing, insurance agency and brokerage business and microfinance business. The group's business comprises three operating segments, namely Credit card, Personal loans, and Insurance. It derives key revenue from the Credit card operation which involves the provision of credit card services to individuals and acquiring services for member-stores. Personal loans segment provides personal loan financing to individuals and the Insurance segment offers insurance agency and brokerage services. Geographically, the group has a business presence in Hong Kong and the PRC, of which a majority of the revenue is derived from Hong Kong.
Executives
Fmr Llc 2201 Interest of corporation controlled by you
Fidelity Puritan Trust 2101 Beneficial owner
Aeon Co., Ltd 2201 Interest of corporation controlled by you
Aeon Financial Service (hong Kong) Co., Ltd 2101 Beneficial owner
Aeon Financial Service Co., Ltd 2201 Interest of corporation controlled by you

Aeon Credit Service (Asia) Co (HKSE:00900) Headlines

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