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Alior Bank (WAR:ALR) PB Ratio : 1.27 (As of May. 19, 2024)


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What is Alior Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-19), Alior Bank's share price is zł95.26. Alior Bank's Book Value per Share for the quarter that ended in Mar. 2024 was zł75.20. Hence, Alior Bank's PB Ratio of today is 1.27.

The historical rank and industry rank for Alior Bank's PB Ratio or its related term are showing as below:

WAR:ALR' s PB Ratio Range Over the Past 10 Years
Min: 0.22   Med: 1.18   Max: 3.07
Current: 1.27

During the past 13 years, Alior Bank's highest PB Ratio was 3.07. The lowest was 0.22. And the median was 1.18.

WAR:ALR's PB Ratio is ranked worse than
76.46% of 1457 companies
in the Banks industry
Industry Median: 0.86 vs WAR:ALR: 1.27

During the past 12 months, Alior Bank's average Book Value Per Share Growth Rate was 42.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alior Bank was 31.30% per year. The lowest was -3.00% per year. And the median was 10.05% per year.

Back to Basics: PB Ratio


Alior Bank PB Ratio Historical Data

The historical data trend for Alior Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Alior Bank PB Ratio Chart

Alior Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.34 1.21 0.73 1.08

Alior Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.82 0.79 1.08 1.30

Competitive Comparison of Alior Bank's PB Ratio

For the Banks - Diversified subindustry, Alior Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Alior Bank's PB Ratio falls into.



Alior Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Alior Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=95.26/75.203
=1.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Alior Bank  (WAR:ALR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Alior Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Alior Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Alior Bank (WAR:ALR) Business Description

Traded in Other Exchanges
Address
ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services primarily to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. About a quarter of the amounts due from customers originates from the Mazovia province. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.