GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Farmers & Merchants Bancorp (OTCPK:FMCB) » Definitions » Efficiency Overhead Ratio %

Farmers & Merchants Bancorp (Farmers & Merchants Bancorp) Efficiency Overhead Ratio % : 44.94% (As of Mar. 2024)


View and export this data going back to . Start your Free Trial

What is Farmers & Merchants Bancorp Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Farmers & Merchants Bancorp's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 44.94% , which is higher than 0.00% for the pervious quarter ended in Dec. 2023.

Farmers & Merchants Bancorp's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 45.31% , which is lower than 46.84% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Farmers & Merchants Bancorp's Efficiency Overhead Ratio % or its related term are showing as below:

FMCB's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Farmers & Merchants Bancorp Efficiency Overhead Ratio % Historical Data

The historical data trend for Farmers & Merchants Bancorp's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Farmers & Merchants Bancorp Efficiency Overhead Ratio % Chart

Farmers & Merchants Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Farmers & Merchants BancorpQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of Farmers & Merchants Bancorp's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Farmers & Merchants Bancorp's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers & Merchants Bancorp  (OTCPK:FMCB) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Farmers & Merchants Bancorp  (OTCPK:FMCB) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Farmers & Merchants Bancorp Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of Farmers & Merchants Bancorp's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Farmers & Merchants Bancorp (Farmers & Merchants Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
111 W. Pine Street, Lodi, CA, USA, 95240
Farmers & Merchants Bancorp is a bank holding company. The bank offers services such as checking accounts, savings accounts, money market accounts, online banking, mobile banking, home loans, and other banking services.
Executives
Craig W. James director 111 W. PINE ST., LODI CA 95240
Kyle Koelbel officer: Executive Vice President 121 W. PINE STREET, LODI CA 95240
Jay J Colombini officer: Executive Vice President 111 W. PINE ST., LODI CA 95240
David Zitterow officer: Executive Vice President 111 W. PINE ST, LODI CA 95240
J. Ryan Misasi officer: Executive Vice President 111 W. PINE ST., LODI CA 95240
Bart R Olson officer: Executive Vice President PACWEST BANCORP, 9701 WILSHIRE BOULEVARD, SUITE 700, BEVERLY HILLS CA 90212
John W Weubbe officer: Executive Vice President 121 W PINE STREET, LODI CA 95240
Kevin Sanguinetti director
Mark K Olson officer: Executive Vice President 121 W. PINE STREET, 20 EAST CARRILLO STREET, LODI CA 95240
Terrence A Young director 111 W. PINE ST., LODI CA 95240
Steven K. Green director 111 W. PINE ST., LODI CA 95240
Calvin J Seuss director 1249 S. AVENA, LODI CA 95240
Deborah E Hodkin officer: Executive Vice President 1919 CRYSTALWOOD LN, LODI CA 95242
Gary J. Long director 320 LINCOLN CENTER, STOCKTON CA 95027
Edward Jr Corum director 1005 12TH ST, SUITE 6, SACRAMENTO CA 95814